A GAR PCA and a grower walking an almond orchard together

Financing

Finance Your Crop Inputs

Flexible financing through CFA for the crop protection, nutrition and services you buy from GAR, at an affordable rate that’s fixed through November.

Call (559) 638-6311

Flexible Financing With CFA

Keep Cash in Your Operation

Spread the cost of your inputs across the season and pay once, after harvest. Financing is provided by The Cooperative Finance Association (CFA) and arranged through GAR.

  • Affordable rate, fixed through November
  • Covers your input purchases for the full growing season
  • One payment after harvest, with no monthly payments during the season
  • Monthly automatic loan advances, which keep interest down and avoid late charges
  • $200 loan documentation fee, included in the first disbursement

Simpli-Fi by CFA

One Simple Application

Simpli-Fi by CFA finances the agronomy products and related services you purchase through GAR. Loans can be up to $1,000,000, based on the information in your Simpli-Fi by CFA Loan Application. The application and the loan documents are combined into one document, so getting started is simple.

CFA’s input financing programs, supported by the Field Finance platform, give growers competitive, convenient credit for crop inputs, with predictable terms and simplified borrowing.

Features & Benefits

  • Convenient Easy to apply, fast decisions, and straightforward paperwork.
  • Comprehensive Finance seed, crop protection, fertilizer and other production needs under one relationship.
  • Affordable An affordable rate, fixed through November, so you can plan your costs with confidence.
  • Flexible Terms that line up with your crop calendar and your marketing plans.
  • Predictable One payment after harvest, with no surprises along the way.
  • Local Support Your GAR team helps you through the application and answers your questions.

Getting Started

How to Apply

  1. Download the application. Fill out the CFA Credit Application and Agreement.
  2. Send it to GAR. Email it to Accounting, drop it off at your local GAR office, or turn it in to your PCA.
  3. Start buying. Once you’re approved, your input purchases are financed through the season.

Download the Credit Application (PDF)

Questions About Financing?

Call Us for More Information

We’ll walk you through the program and help you get your application started.

Call (559) 638-6311